Get the payments you deserve for your slip-and-fall accident

When you purchase insurance, you expect that it will cover you when you need compensation. Now that you’ve slipped and hurt yourself, you rely on that insurance to pay out. Insurance is there to protect you, not to make you suffer due to low payouts. Bad faith insurance policies are simply policies that don’t pay out or don’t pay out much. With this kind of policy, the company makes more money while you’re left with as little money as possible thanks to their greed.

Sometimes, you can tell a company isn’t paying out in good faith because you have a legitimate claim that they deny. Other times, the company will offer you substantially less than you should receive in your situation. For instance, if you’re meant to get your vehicle replaced with one of equal value if it’s totaled in a car accident, then the company should provide you the compensation to buy a new vehicle. If the company tries to offer you just the value of the vehicle, not a replacement of equal value, the company could be guilty of bad faith conduct.

It’s true that your insurance company may have the right to deny your claim, but in many cases, your claim is legitimate and should be paid. You may disagree with the insurance agency’s assessment of how much it owes for your injury, but there is also a fine line between being in bad faith and having a difference of opinion.

Insurance companies may be difficult to negotiate with, but if yours is being unreasonable, then you may have a case against them for being unfair and working in bad faith. Our website has more information on insurance companies and what to do if you think you’ve been a victim of bath faith conduct.